FEE SCHEDULE (June 2004)
Share Savings Account
Closed account before 90 days	$25.00
Share Draft (Checking) Account
Closed account before 90 days	$25.00
Overdraft account transfer**	$2.00
Loan overdraft transfer**	FREE
Non-Sufficient Funds share draft	$20.00
Non-Sufficient Funds - ACH	$20.00
Share draft copies	$1.00
Copies	$2.00
Share draft copies faxed	$2.00
Stop payment request (check or ACH)	$10.00
Stop payment request (4 or more)	$24.00
Third party authorization	$5.00
Closed share drafts by RCCU	$40.00
Debit Card
POS transactions	FREE
Debit replacement card fee	$15.00
Additional cards requested after original application	$5.00
Replacement PIN	$2.00
Non-Sufficient Funds (per item)	$20.00
Annual fee	FREE
Miscellaneous
Account reconciling or research fee	$20.00
Cashier's/Treasurer's check	$2.50
Check cashing member check by non-member	$25.00
Check collections fee	$25.00
Dormant account (after 3 years) per year	$15.00
Foreign check (foreign funds)	$40.00
Foreign check (in U.S. dollars)	$40.00
All Canadian checks	$10.00
Returned or collected foreign checks	$50.00
Returned statement due to invalid address	$5.00
Money order (per item)	$2.50
Photocopy	$0.10
Returned check fee (a deposited item returned uncollected)	$15.00
Special handling fee (per hour, minimum one hour)	$20.00
Statement copy or account history (per page)	$5.00
Traveler's checks	$1.00 per $100
Wire transfer fee (incoming/outgoing) in Wisconsin	$10.00
Wire transfer fee (incoming/outgoing) in U.S.	$15.00
Wire transfer fee (incoming/outgoing) international	$55.00
PAL (phone access line) replacement PIN	$2.00
MasterCard (Platinum and Classic)
Over limit or late fee	$15.00
Return check fee	$15.00
Replacement fee	$15.00
Document copy fee	$15.00
Special handling fee	$15.00