Dividend Rates    |    Loan Rates Loan Rates APR* Monthly Payment per $1000 Mortgage and Home Equity Home Equity Line of Credit Call for rate   Home Equity Balloons Call for rate   First Mortgage 60-month Balloon Call for rate   Fixed rate mortgage through RCCU Call for rate     Signature Loan Over $2,000 up to 36 months as low as 10.20%  $34.62 $1,000 to $2,000 25-36 months as low as 11.20%  $35.11 Less than $1,000 24 months as low as 12.20%  $49.40   Master Card Rates   Master Card Platinum 10.99%   Master Card Classic 13.99%       Auto, Truck, Van, Motorcycle, Boats, Campers and RV's **  Up to 24 months as low as 5.00%**  $46.00 Up to 36 months as low as 5.00%**  $32.12 Up to 60 months as low as 6.20%**  $21.68 Up to 72 months as low as 6.50%**  $19.13 Up to 84 months as low as 7.35%**  $17.67   Off Road Motorcycles, ATV, Personal Watercraft and Snowmobiles**  Up to 24 months (> $10,000; 2020 or newer) as low as 5.50%**  $46.23 Up to 48 months (> $10,000; 2020 or newer) as low as 5.75%**  $25.45 Up to 60 months (> $10,000; 2020 or newer) as low as 6.70%**  $21.94 Up to 24 months (< $9,999; 2020 or newer) as low as 6.25%**  $46.58 Up to 48 months (< $9,999; 2020 or newer) as low as 6.50%**  $25.94 Up to 60 months (< $9,999; 2019 or newer) as low as 7.45%** 22.31    *APR is Annual Percentage Rate.  Rates are subject to change.  **Your actual rate and term is determined by your account history and credit score.  To qualify for Rewards Annual Percentage Rate (APR), you must have two of the following relationships:  Direct Deposit of at least $500 per month into a GRCCU checking account; at least $25,000 on deposit; or a qualified loan in good standing.  Qualified loans include: Mortgage, Home Equity, Auto and credit cards.  A qualifying loan must have a current balance and credit cards must have a transaction within the past 30 days.  Any Credit Union loan that is not in good standing or delinquent will disqualify you from Relationship Rewards. Dividend Rates APY*   Checking   Daily Average Balance $300 or more 0.00%     Savings   Daily Average Balance $25 or more 0.08%       Christmas Club   Maximum Balance $10,000 0.11%       IRA and Share Certificates         (Advantage Rates) A minimum balance of $500 is required to open a certificate account.  90 Days n/a 180 Days n/a 12 Months n/a 18 Months 3.04% 24 Months 3.30% 36 Months 2.13% 48 Months 2.18% 60 Months 2.36%             Variable IRA Savings 0.10%     Money Markets   Advantage (must have $2,000 to open and maintain a balance of $1000) 1.08% Rewards(must have $25,000 to open) 1.19% Golden(must have $75,000 to open)   0-$74999.99 0.10% $75,000-up 1.77% Traditional or Roth IRA Money Markets   0-999.99 0.08% $1,000-$14999.99 1.01% $15,000-up 1.08%     *APY = Annual Percentage Yield All rates may change at any time and the rates posted may not be current please call us for current rate information. Effective 10/27/2023     Dividend Rates    |    Loan Rates    |    Top *APR = Annual Percentage Rate **Actual rate will vary based on information provided by the credit reporting agencies.  To qualify for Rewards annual percentage rate (APR), you must have two of the following relationships:  Direct Deposit of at least $500 per month into a GRCCU checking account; at least $25,000 on deposit; or a qualifying loan in good standing.  Qualifying loans include: Mortgage, Home Equity, Auto and credit cards.  A qualifying loan must have a current balance and credit cards must have a transaction within the past 30 days.  Any Credit Union loan that is not in good standing or delinquent will disqualify you from Relationship Rewards. Rates are subject to change at anytime. NCUA insured for at least $250,000. Dividend Rates    |    Loan Rates    |    Top Call one of our Loan Representatives for your rate or with any questions at 920-748-5336.